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A once-in-a-lifetime opportunity-a FANTASTIC DEAL priced BELOW MARKET VALUE where history, prime location, and INSTANT EQUITY collide. Just one block from Centre Street, this iconic brick landmark-the very first brick home ever built in Fernandina-offers unmatched visibility for your business and the rare chance to live and work under one roof. Every major system has been updated with a NEW 2025 roof, 2025 HVAC, upgraded electrical, and premium copper plumbing. Inside, a spacious main-level ensuite office is ideal for a professional practice-law, accounting, design, architecture-while the flexible floorplan flows effortlessly into multiple living areas, including an impressive natural gas kitchen, and three ensuite bedrooms. Or reimagine the entire property as a thriving business. With flexible zoning, the possibilities are endless: a boutique restaurant, specialty retail, wellness studio, or creative office. Guests and clients alike will be impressed by the soaring 10-foot ceilings, original heart pine floors, authentic turn-of-the-century hardware, and dramatic brass light fixtures-all hallmarks of timeless craftsmanship that set this property apart. Step outside to a private brick courtyard, perfect for events, caf seating, or quiet retreats. Lush landscaping bursts with jasmine and blooming flowers, while two orange-producing trees nod to old Florida charm. Just steps from 50+ walkable blocks of historic downtown-and only 1.7 miles to pristine beaches-this location is simply unmatched. Whether you're seeking a high-visibility business hub, a live/work lifestyle, or both, properties with this character, location, and flexibility rarely come available. Don't miss it.